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The digital frontier of warehouse financing in India

Abstract

Warehouse Financing (WF) is a critical pillar for addressing India's post-harvest liquidity challenges. This paper reviews the transition from traditional Negotiable Warehouse Receipts (NWR) to the current Electronic Negotiable Warehouse Receipt (eNWR) ecosystem. With the introduction of the e-Kisan Upaj Nidhi gateway in 2024 and recent credit guarantee schemes, the sector is moving toward a

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